Payment Policy

At Selone (legally owned and operated by 10723 UNIT 4, LLC), we prioritize your digital transactional security and commercial convenience. We provide a fully encrypted, bank-grade checkout infrastructure natively powered by the Shopify Payments framework. This Payment Policy outlines our accepted monetary instruments, billing authorization protocols, price transparency guarantees, and encryption standards for all checkouts initiated on www.selone.shop within the United States.

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1. Exhaustive List of Accepted Payment Instruments

To provide a flexible and reliable purchasing framework, we accept a wide array of secure, globally recognized credit, debit, and digital wallet systems. Your payment method will be vetted and settled through certified domestic gateways. We accept:

• Major Credit and Debit Networks: Visa, Mastercard, American Express, Discover, JCB, and Diners Club.
• Accelerated Mobile Wallets & Express Channels: Apple Pay, Google Pay, and Shop Pay.

Unaccepted Forms of Payment: To mitigate electronic fraud and maintain tracking integrity, we strictly do not accept Cash on Delivery (COD), personal checks, business checks, corporate bank wire transfers, mail-in money orders, Western Union, or decentralized cryptocurrencies at this time. All orders must be fully paid and authorized electronically at our digital point-of-sale before fulfillment begins.

2. Absolute Currency Baseline & Price Transparency

• United States Dollar ($ USD) Denomination: All prices, commercial listings, calculated totals, taxes, and shipping quotes displayed across our domain are represented and processed strictly in United States Dollars ($ USD). If you are ordering using an international card account, your native issuer may apply a localized foreign exchange conversion fee; Selone is not responsible for these external bank processing surcharges.
• Zero Hidden Fees Guarantee: The exact total figure displayed on your final checkout review screen is the absolute out-of-pocket amount you will be charged. Selone guarantees a $0.00 surcharge model—we never enforce hidden handling fees, payment processing penalties, warehouse packing surcharges, or structural merchant platform fees at the final step of payment.

3. Immediate Billing Authorization & Fraud Screening Protocols

When an electronic transaction is executed on our storefront, your payment method undergoes an automated verification sequence:

• Instant Transaction Settlement: Your chosen credit card or digital wallet will be authorized and charged immediately upon your successful confirmation and completion of the checkout sequence. This instant charge secures your inventory lock within our warehouse system.
• AVS and CVV System Validation: To protect our consumers against identity theft, our system cross-references your input data via the Address Verification System (AVS) and Card Verification Value (CVV) security codes. If your input billing zip code does not match the file on record with your issuing bank, the checkout mainframe may automatically decline the transaction.
• High-Risk Fraud Interceptions: If our underlying security protocols flag a transaction as potentially unauthorized or fraudulent (such as proxy IP mismatches or high-frequency attempts), we reserve the strict right to place the order on a temporary administrative hold. Our compliance desk will reach out via into@selone.shop to verify cardholder identity. If no response is secured within 48 hours, the order will be permanently canceled, and the funds will be fully reversed back to the source account.

4. Bank-Grade Checkout Security (256-Bit SSL & PCI-DSS Compliance)

Protecting your financial data is our highest corporate mandate. Our storefront incorporates multi-layered encryption to establish an impenetrable environment:

• Transport Layer Security (TLS/SSL): Our entire domain runs under a secure, verified SSL environment utilizing 256-bit asymmetric encryption algorithms. This establishes a private, unreadable pipeline between your browser session and our secure server network during the transmission of payment data.
• PCI-DSS Level 1 Compliance: Shopify Payments operates under strict Level 1 Payment Card Industry Data Security Standards. This represents the absolute highest metric of operational data defense established by the global credit card consortium.
• Zero Local Data Storage Policy: Your raw credit card digits, underlying security pins, and expiration strings are never recorded, viewed, or stored within Selone's local system servers or databases. All private numbers are instantly tokenized and passed directly to secure clearing networks to process settlement.

5. Reversal and Refund Payment Distribution

All financial reversals, order cancellations, and approved returns are governed strictly under our Return & Refund Policy parameters.

Refunds cannot be rerouted to alternative financial channels or secondary credit cards due to anti-money laundering regulations. Approved funds are issued directly back to the original payment method utilized during your initial purchase sequence. Once our billing desk clicks to execute the refund, please allow up to 10 business days for your credit card corporation or financial entity to officially process the transaction and post the balance back onto your statement.

6. Resolution of Duplicate Charges & Billing Anomalies

In rare instances where a network lag or multiple checkout clicks generate an unintended duplicate authorization on your statement, please remain calm. This is typically a temporary banking hold that resolves naturally. To fast-track removal, please do not file an immediate chargeback with your card company, as this freezes the funds for up to 90 days. Instead, notify our billing desk immediately at into@selone.shop or via phone at +1 (774) 732-8812 with your transaction time, and we will manually void any duplicate charges within 24 hours.

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Corporate Billing Administration & Governance Details

For all structural billing escalations, payment clearance assistance, or secure transactional inquiries, please reach out directly to our corporate oversight office via the authorized channels below: